Travel Insurance

Suitable Travel Insurance is essential if you are to be covered for emergencies and other situations whilst travelling.  You may be required to have suitable insurance cover before you can make some arrangements.

What could go wrong?  Failure of travel or accommodation arrangements; illnesses; theft of your personal possessions - such as passport, money, credit cards, cameras, luggage, etc; accidents causing damage or injury - whether caused by yourselves or others.  Hopefully, nothing will spoil your arrangements, but should it do so, having suitable travel insurance will help minimise the cost and inconvenience.

Finding the Best Travel Insurance Policy.  There are many different forms of travel insurance - covering different risks and aimed at different types of travellers.  Some policies may be aimed at providing a low cost insurance cover - for instance by aiming at specific low risk people or excluding various high risks activities.  Some Policies are aimed specifically at providing cover for higher risk groups or activities.

Make sure you disclose everything that is (or may be) relevant to your risk - failure to do so could lead to the insurance being deemed invalid and not providing the cover when you need it.  Make sure you understand what is and isn't covered by your policy.  Are you paying for cover you do not need?  Are you covered for what you plan to do?

The market for travel insurance is very competitive - shop around to find the travel insurance policy the best meets your needs.

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